Jul 13, 2021

Farm Purchase with Parker Equine Insurance

No farm in Virginia is complete without a big red barn. USEA/Leslie Mintz Photo

Purchasing your first horse farm is a very daunting experience. When you are a young, horse-crazed kid, having your very own horse farm sounds like the perfect dream. “All I want is to wake up in the morning and be on a farm with my horses and ride all day long.” Then you grow up, and that dream starts to become more tangible, and you realize a lot more goes into owning a farm than you first thought. Most would think for a professional horse rider and trainer that it would be a no-brainer to own your own farm, but making it happen is not always that easy when you are living it. So, when the stars do begin to align and the possibility of making that childhood dream a reality, you jump on it!

Like any real estate purchase, buying a farm can be stressful, especially if you have never owned a big piece of land with multiple buildings. Once you go through the process of finding the farm you love, have all the financing ready to go, and the inspections are complete, you would think, “Okay, great, we are done!” As you get closer to the closing date, where you will go and swap keys, deeds and sign your life away to your dream, little things will continue to pop up along the way. This is where Parker Equine Insurance, and Donna Parker, in particular, got me out of a dream-killing-sized pickle.

Our (myself and my husband) situation was somewhat unique in that we were not using a realtor. We knew the property owners well and had come up with an arrangement that was going to work for the sale without having to go through a realtor, which was going to save us both some money. When you purchase a property without a realtor, you soon realize how much they are responsible for doing it because you have to do it yourself! We thought that we had crossed all our t’s and dotted our i’s and couldn’t believe we had gotten all the way to the finish without a hiccup. Then, 36 hours before the closing, my current home insurance company called. “I am so sorry we didn’t notice this before, but because your dwelling and business are on the same property and it is technically agriculture, we are not going to be able to insure you,” they said. All I could feel was panic. We had 36 hours to figure out how to get someone to insure our farm and bind the coverage!

Fortunately, I knew that Parker Equine Insurance also did Farm Coverage in addition to insuring horses, amongst other things. I gave Donna a call and left her a voicemail alerting her of the giant mess we were in. She called me back in less than 5 minutes, asked me a few questions, and then said, “Pretty sure I can make this happen; let me see what I can do.” I was still a little panicked at this point but was praying that Donna could help me find a solution. Sure enough, she came through. Donna was able to find a company that could bind my coverage to help me get the sale done and assured me we could then go back and figure out the particulars of the coverage.

I really leaned on Donna to help me with exactly what I needed. In the end, I learned a lot about Farm and Home Insurance policies. There are a lot of things that you need to have covered when purchasing a farm that you wouldn’t think about. I am so thankful to Donna and Parker Equine Insurance for helping me out when I was in a bind and acting quickly to help. Now, we can live out our childhood dream with no stress because we know we are covered!

Apr 23, 2024 Competitions

Grab Your USEA Gear at the Defender Kentucky Three-Day Event!

There are so many things to love about the Defender Kentucky Three-Day Event and the opportunity to peruse the booths of so many amazing vendors is definitely one of them! Don’t forget to stop by the USEA booth, located just behind the Rolex Stadium next to the large Defender Kentucky Three-Day Event booth, to stock up on all of your favorite USEA apparel.

Apr 23, 2024 Competitions

Modified Match To Be Introduced at 2024 Woodside Spring Horse Trials

After the first competition at Modified was held at The Horse Park at Woodside in California in 2023, the level will be under an even bigger spotlight with the Modified Match that will be offered at the 2024 Woodside Spring Horse Trials that will take place from May 24-26.

Apr 23, 2024 Interscholastic

Meet the 2024 IEL Championship Teams

The inaugural USEA Interscholastic Eventing League (IEL) Championship at Stable View in Aiken, South Carolina, is just over a week away, which means it is time to meet the teams that are set to compete! A total of 43 competitors representing eight IEL Clubs will make up the 11 teams that are set to compete in the 2024 USEA IEL Championship on Saturday, May 4 and Sunday, May 5.

Apr 22, 2024 Competitions

Fast Facts: 2024 Defender Kentucky Three-Day Event

Welcome back to one of the most exciting weeks in eventing in the U.S.—Defender Kentucky Three-Day Event week! The Kentucky Horse Park in Lexington, Kentucky, is going to be full to the brim with eventing lovers from all over the world.

Official Corporate Sponsors of the USEA

Official Joint Therapy Treatment of the USEA

Official Feed of the USEA

Official Saddle of the USEA

Official Real Estate Partner of the USEA

Official Equine Insurance of the USEA

Official Forage of the USEA

Official Supplement Feeding System of the USEA

Official Competition & Training Apparel of the USEA

Official Horse Boot of the USEA