Jul 13, 2021

Farm Purchase with Parker Equine Insurance

No farm in Virginia is complete without a big red barn. USEA/Leslie Mintz Photo

Purchasing your first horse farm is a very daunting experience. When you are a young, horse-crazed kid, having your very own horse farm sounds like the perfect dream. “All I want is to wake up in the morning and be on a farm with my horses and ride all day long.” Then you grow up, and that dream starts to become more tangible, and you realize a lot more goes into owning a farm than you first thought. Most would think for a professional horse rider and trainer that it would be a no-brainer to own your own farm, but making it happen is not always that easy when you are living it. So, when the stars do begin to align and the possibility of making that childhood dream a reality, you jump on it!

Like any real estate purchase, buying a farm can be stressful, especially if you have never owned a big piece of land with multiple buildings. Once you go through the process of finding the farm you love, have all the financing ready to go, and the inspections are complete, you would think, “Okay, great, we are done!” As you get closer to the closing date, where you will go and swap keys, deeds and sign your life away to your dream, little things will continue to pop up along the way. This is where Parker Equine Insurance, and Donna Parker, in particular, got me out of a dream-killing-sized pickle.

Our (myself and my husband) situation was somewhat unique in that we were not using a realtor. We knew the property owners well and had come up with an arrangement that was going to work for the sale without having to go through a realtor, which was going to save us both some money. When you purchase a property without a realtor, you soon realize how much they are responsible for doing it because you have to do it yourself! We thought that we had crossed all our t’s and dotted our i’s and couldn’t believe we had gotten all the way to the finish without a hiccup. Then, 36 hours before the closing, my current home insurance company called. “I am so sorry we didn’t notice this before, but because your dwelling and business are on the same property and it is technically agriculture, we are not going to be able to insure you,” they said. All I could feel was panic. We had 36 hours to figure out how to get someone to insure our farm and bind the coverage!

Fortunately, I knew that Parker Equine Insurance also did Farm Coverage in addition to insuring horses, amongst other things. I gave Donna a call and left her a voicemail alerting her of the giant mess we were in. She called me back in less than 5 minutes, asked me a few questions, and then said, “Pretty sure I can make this happen; let me see what I can do.” I was still a little panicked at this point but was praying that Donna could help me find a solution. Sure enough, she came through. Donna was able to find a company that could bind my coverage to help me get the sale done and assured me we could then go back and figure out the particulars of the coverage.

I really leaned on Donna to help me with exactly what I needed. In the end, I learned a lot about Farm and Home Insurance policies. There are a lot of things that you need to have covered when purchasing a farm that you wouldn’t think about. I am so thankful to Donna and Parker Equine Insurance for helping me out when I was in a bind and acting quickly to help. Now, we can live out our childhood dream with no stress because we know we are covered!

May 23, 2022 Eventing News

US Equestrian Announces Land Rover U.S. Eventing Team for CHIO Aachen CCIO4*-S

US Equestrian is pleased to announce the Land Rover U.S. Eventing Team for the CHIO Aachen CCIO4*-S at CHIO Aachen World Equestrian Festival in Aachen, Germany, from July 1-2, 2022. The team will be led by Chef d’Equipe Bobby Costello.

May 23, 2022 AEC

AEC Countdown: Less Than 100 Days!

The countdown is on for the 2022 USEA American Eventing Championships presented by Nutrena Feeds! This year, the USEA AEC moves to the beautiful Rebecca Farm in Kalispell, Montana. The AEC will move back to the Kentucky Horse Park in 2023, so if you have ever dreamed of riding in the Flathead Valley of Montana with views of Glacier National Park, you won’t want to miss this year’s very special opportunity.

May 23, 2022 News

USEA Podcast #310: The Season So Far

USEA Podcast host Nicole Brown is joined by USEA CEO Rob Burk and USEA President Max Corcoran to look back on the highlights of the season so far. From the big five-stars to the road to Pratoni and what to look forward to this year.

May 22, 2022

Auburn University Demonstrates Talent and Spirit to Win 2022 USEA Intercollegiate Eventing Championships

When Auburn University’s Alayna Backel jumped the final jump on her cross-country course today you couldn’t even hear the announcer over the mob of Auburn students, fans, and family members standing at the finish flags. As the last member of the Auburn War Eagles team to compete at the 2022 USEA Intercollegiate Eventing Championships, Backel’s double-clear cross-country round with Amy Dobbins’ 17-year-old Halflinger gelding Oliver Twist (Aurora x Ludora de Las Perlas) solidified Auburn’s first victory at the Intercollegiate Championships in three years on a cumulative team score of 79.23.

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