Jul 13, 2021

Farm Purchase with Parker Equine Insurance

No farm in Virginia is complete without a big red barn. USEA/Leslie Mintz Photo

Purchasing your first horse farm is a very daunting experience. When you are a young, horse-crazed kid, having your very own horse farm sounds like the perfect dream. “All I want is to wake up in the morning and be on a farm with my horses and ride all day long.” Then you grow up, and that dream starts to become more tangible, and you realize a lot more goes into owning a farm than you first thought. Most would think for a professional horse rider and trainer that it would be a no-brainer to own your own farm, but making it happen is not always that easy when you are living it. So, when the stars do begin to align and the possibility of making that childhood dream a reality, you jump on it!

Like any real estate purchase, buying a farm can be stressful, especially if you have never owned a big piece of land with multiple buildings. Once you go through the process of finding the farm you love, have all the financing ready to go, and the inspections are complete, you would think, “Okay, great, we are done!” As you get closer to the closing date, where you will go and swap keys, deeds and sign your life away to your dream, little things will continue to pop up along the way. This is where Parker Equine Insurance, and Donna Parker, in particular, got me out of a dream-killing-sized pickle.

Our (myself and my husband) situation was somewhat unique in that we were not using a realtor. We knew the property owners well and had come up with an arrangement that was going to work for the sale without having to go through a realtor, which was going to save us both some money. When you purchase a property without a realtor, you soon realize how much they are responsible for doing it because you have to do it yourself! We thought that we had crossed all our t’s and dotted our i’s and couldn’t believe we had gotten all the way to the finish without a hiccup. Then, 36 hours before the closing, my current home insurance company called. “I am so sorry we didn’t notice this before, but because your dwelling and business are on the same property and it is technically agriculture, we are not going to be able to insure you,” they said. All I could feel was panic. We had 36 hours to figure out how to get someone to insure our farm and bind the coverage!

Fortunately, I knew that Parker Equine Insurance also did Farm Coverage in addition to insuring horses, amongst other things. I gave Donna a call and left her a voicemail alerting her of the giant mess we were in. She called me back in less than 5 minutes, asked me a few questions, and then said, “Pretty sure I can make this happen; let me see what I can do.” I was still a little panicked at this point but was praying that Donna could help me find a solution. Sure enough, she came through. Donna was able to find a company that could bind my coverage to help me get the sale done and assured me we could then go back and figure out the particulars of the coverage.

I really leaned on Donna to help me with exactly what I needed. In the end, I learned a lot about Farm and Home Insurance policies. There are a lot of things that you need to have covered when purchasing a farm that you wouldn’t think about. I am so thankful to Donna and Parker Equine Insurance for helping me out when I was in a bind and acting quickly to help. Now, we can live out our childhood dream with no stress because we know we are covered!

Jul 26, 2024 Eventing News

Dutton and Possante Lead the Advanced Division at Millbrook Horse Trials

The Millbrook Horse Trials kicked off on July 25 with lower level dressage at Riga Meadow Equestrian Center at Coole Park in Millbrook, New York. There are more than 400 total entries competing at Millbrook, from Beginner Novice to Advanced level. Today the upper level horses cantered down the centerline, while the lower levels headed out on cross-country.

Jul 26, 2024 Eventing News

Adams Horse Supply to be Title Sponsor of the USEA Adult Team Championships

The United States Eventing Association, Inc. (USEA) is thrilled to announce Adams Horse Supply as the new title sponsor of the USEA Adult Team Championships (ATC) at the American Eventing Championships (AEC). The ATC will now be titled “The Adams Horse Supply USEA Adult Team Championships at the AEC.”

Jul 26, 2024 Eventing News

One Spun, All U.S. Horses Pass At First Olympic Eventing Horse Inspection

The world’s best eventing horses and riders will be first out of the starting blocks when the equestrian action gets underway at the Paris 2024 Olympic Games in Versailles, France, tomorrow morning with the opening dressage test.

Jul 26, 2024 Eventing News

USEF Announces Changes for U.S. Olympic Eventing Team Before Start of Paris 2024

The U.S. Equestrian Federation has announced a change to the U.S. Olympic Eventing Team prior to the start of competition at the Paris 2024 Olympic Games. Traveling reserve combination Liz Halliday and Nutcracker will move into the three-member team, replacing Will Coleman and Diabolo.

Official Corporate Sponsors of the USEA

Official Joint Therapy Treatment of the USEA

Official Feed of the USEA

Official Saddle of the USEA

Official Equine Insurance of the USEA

Official Forage of the USEA

Official Supplement Feeding System of the USEA

Official Competition & Training Apparel of the USEA

Official Horse Boot of the USEA

Official Shockwave of the USEA

Official Horse Wear of the USEA