Jul 13, 2021

Farm Purchase with Parker Equine Insurance

No farm in Virginia is complete without a big red barn. USEA/Leslie Mintz Photo

Purchasing your first horse farm is a very daunting experience. When you are a young, horse-crazed kid, having your very own horse farm sounds like the perfect dream. “All I want is to wake up in the morning and be on a farm with my horses and ride all day long.” Then you grow up, and that dream starts to become more tangible, and you realize a lot more goes into owning a farm than you first thought. Most would think for a professional horse rider and trainer that it would be a no-brainer to own your own farm, but making it happen is not always that easy when you are living it. So, when the stars do begin to align and the possibility of making that childhood dream a reality, you jump on it!

Like any real estate purchase, buying a farm can be stressful, especially if you have never owned a big piece of land with multiple buildings. Once you go through the process of finding the farm you love, have all the financing ready to go, and the inspections are complete, you would think, “Okay, great, we are done!” As you get closer to the closing date, where you will go and swap keys, deeds and sign your life away to your dream, little things will continue to pop up along the way. This is where Parker Equine Insurance, and Donna Parker, in particular, got me out of a dream-killing-sized pickle.

Our (myself and my husband) situation was somewhat unique in that we were not using a realtor. We knew the property owners well and had come up with an arrangement that was going to work for the sale without having to go through a realtor, which was going to save us both some money. When you purchase a property without a realtor, you soon realize how much they are responsible for doing it because you have to do it yourself! We thought that we had crossed all our t’s and dotted our i’s and couldn’t believe we had gotten all the way to the finish without a hiccup. Then, 36 hours before the closing, my current home insurance company called. “I am so sorry we didn’t notice this before, but because your dwelling and business are on the same property and it is technically agriculture, we are not going to be able to insure you,” they said. All I could feel was panic. We had 36 hours to figure out how to get someone to insure our farm and bind the coverage!

Fortunately, I knew that Parker Equine Insurance also did Farm Coverage in addition to insuring horses, amongst other things. I gave Donna a call and left her a voicemail alerting her of the giant mess we were in. She called me back in less than 5 minutes, asked me a few questions, and then said, “Pretty sure I can make this happen; let me see what I can do.” I was still a little panicked at this point but was praying that Donna could help me find a solution. Sure enough, she came through. Donna was able to find a company that could bind my coverage to help me get the sale done and assured me we could then go back and figure out the particulars of the coverage.

I really leaned on Donna to help me with exactly what I needed. In the end, I learned a lot about Farm and Home Insurance policies. There are a lot of things that you need to have covered when purchasing a farm that you wouldn’t think about. I am so thankful to Donna and Parker Equine Insurance for helping me out when I was in a bind and acting quickly to help. Now, we can live out our childhood dream with no stress because we know we are covered!

Jan 27, 2023 ATC

Introducing the New Modified Rider Division at the 2023 AEC

The United States Eventing Association (USEA) is pleased to announce the addition of the Modified Rider division beginning at the 2023 USEA American Eventing Championships (AEC), presented by Nutrena Feeds. The USEA AEC will move back to the Kentucky Horse Park in Lexington, Kentucky August 29–September 3, 2023.

Jan 26, 2023 Young Event Horse

Get a Taste of Eventing with the New Event Horse Program

Are you interested in competing in the sport of eventing but aren’t quite sure how to get started? Do you have a horse that is looking for a new career? Consider participating in a USEA New Event Horse (NEH) competition in 2023! The USEA NEH Program was created to be an introduction to the sport of eventing for both horse and rider, and the 2023 NEH Calendar is now available here.

Jan 25, 2023 Profile

Dondante Steps Into The Spotlight with 2022 Standlee USEA Horse of the Year Title

Will Coleman had a huge 2022 with his string of horses, including a team silver medal at the FEI World Eventing Championship in Italy on Off The Record and top four-star placings with Chin Tonic HS, but it was Dondante whose consistency paid off to earn the Standlee Premium Western Forage USEA Horse of the Year title.

Jan 24, 2023 Volunteers

The VIP Volunteer: Julie Murray

Julie Murray has loved horses since she could breathe, so when her daughters showed an interest in Pony Club and then eventing, she was thrilled to go along for the ride.

Murray started volunteering at the Fallbrook Pony Club near her home in Fallbrook, California, serving as an intermediate district commissioner.

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